That one website that gets your free credit reports from all three bureaus

Why it's the pick

AnnualCreditReport.com is the official site, set up under federal law, where you can pull your Equifax, Experian and TransUnion reports for free every week without hurting your score. US-only; it asks for your Social Security number, so type the address yourself instead of clicking ads. Credit Karma adds free scores and monitoring but needs an account and shows you card and loan offers.

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